Note: The job is a remote job and is open to candidates in USA. Acorns is a financial wellness app focused on helping people save and invest money for the long term. They are seeking a Technical Program Manager to lead the evolution of their Payments, Billing, and Account Linking infrastructure, ensuring a seamless customer experience while scaling systems for global use.
Responsibilities
- Collaborate with Engineering, Finance, and Data Science to define and execute the payments and billing roadmap, ensuring Acorns’ management of funding sources and account linking is able to scale and our billing platform is dynamic to enable net new product opportunities
- Identify areas of opportunity and drive the delivery of improvements for bank account connectivity, improving the customer experience across account linking and verification experiences and building sophisticated monitoring to prevent blind spots and future issues
- Develop the strategy for how Acorns will leverage technologies like Recurly, Apple Pay, Google Pay, debit card providers, and ACH to reduce friction for our customers and implement the proper controls to prevent future billing concerns, optimizing the customer experience and delivery high quality product improvements
- Expand Acorns ecosystem beyond Apple Pay and Google Pay to include future integrations like Venmo, Zelle, and other emerging rails, optimizing both the backend architecture and the customer experience
- Treat operations as a customer by driving workflow strategies and tools that help scale the internal team's value and efficiency in managing payment exceptions and billing inquiries
- Lead high-stakes relationships and technical integrations with processors, bank SaaS providers, payment vendors, and merchants
Skills
- 5+ years of Technical Program Management experience in Fintech, with a proven track record of running complex projects that balance technical constraints with customer needs
- Strong foundational knowledge of the mechanics of apple pay, google pay, credit/debit cards, prepaid cards, and the nuances of working with payment processors, point of sale systems, and banking institutions
- An understanding of APIs, SQL, and the mechanics of payment processing and account linking (e.g., Plaid)
- Deep understanding of account connectivity (e.g., Plaid, manual linking, and automated verification) and how to optimize these for conversion and security
- A mindset that prioritizes both the Acorns customer and our internal operations team, with the ability to build a seamless payment platform that reflects our brand
- Expertise in data analysis and the ability to articulate using data the tradeoff between enhancing security postures against adding friction to the customer experience
- Hunger to deliver game-changing products
- Exceptional drive and precision in delivery
- A belief that your work is tied to your life's mission
- Optimistic about the potential of societal change
Benefits
- Competitive salary and stock options
- A comprehensive benefits package for you and your family
- Flexible work location, hours, and paid time off
- 401(k) matching
- Monthly Acorns account contribution & GoHenry account for your family
- Mindfulness and Financial Wellness resources, Headspace and Addition Wealth
- Acorns Career Development Program (Ongoing training sessions, development plans, development check-ins, Cornerstone’s online training platform)
- Roots Leadership Program for Emerging Leaders
- Community week onsite gatherings and various virtual events
Company Overview
Acorns is a financial technology and services company that specializes in automated investments and robo-advice. It was founded in 2012, and is headquartered in Irvine, California, USA, with a workforce of 501-1000 employees. Its website is https://www.acorns.com/.