Note: The job is a remote job and is open to candidates in USA. Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Compliance Lead, Network Growth will ensure business partners adhere to regulatory requirements and internal policies while collaborating with various teams to identify and mitigate compliance risks.
Responsibilities
- Collaborate closely with the Merchant Risk team to identify, assess, and mitigate compliance risks associated with merchant and platform partners
- Review and approve financial services marketing materials to ensure they comply with regulations and industry standards
- Work cross-functionally with departments such as Compliance, Legal, Risk, and Revenue to complete reviews and address compliance issues and their root causes
- Contribute to the development and maintenance of compliance training and reference materials
- Operate in a fast-paced environment while delivering detailed and diligent work
- Support the completion of the compliance risk assessment and control inventory, including gathering, organizing relevant information and documenting results
- Serve as a proficient advisor on regulatory compliance, specifically as it relates to merchant and partner integration with Affirm
Skills
- Bachelor's degree or equivalent experience (Compliance certifications a plus)
- 5+ years of professional work experience in a compliance advisory role
- Experience working in fast-paced, ambiguous environments
- Experience advising revenue-generating stakeholder groups
- A strong interest in fintech and consumer financial protections
- Working knowledge of consumer financial laws and regulations, including UDAAP, CAN-SPAM, FCRA, TCPA, TILA (Reg. Z), ECOA (Reg. B), EFTA (Reg. E), TISA (Reg. DD)
- Inquisitive and proactive in identifying problems and proposing creative solutions and ability to learn and adapt in a fast-paced environment
- Ability to work in a self-directed environment with excellent strategic thinking and problem-solving ability, who can assist with minimal guidance
- Outstanding verbal and written communication with the ability to clearly present complex and contentious issues
Benefits
- Monthly stipends for health, wellness and tech spending
- Benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents)
- Employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company)
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
Company Overview
Affirm is a financial technology services company that offers installment loans to consumers at the point of sale. It was founded in 2012, and is headquartered in San Francisco, California, USA, with a workforce of 1001-5000 employees. Its website is https://www.affirm.com.