Job Description:
• Calculate Knock Bridge Loan advance amounts using internal calculations and guidelines
• Accurately condition loan files based on the loan application and file documentation
• Provide consistent internal communication regarding loan status and approval updates
• Communicate effectively and professionally with external Lending Partners, Agents, and Borrowers
• Review title reports and homeowners/flood insurance to ensure Knock’s lien position and security interest
• Efficiently and effectively manage and process a daily pipeline of loans while maintaining company turn times
• Understand and stay current with all company policies, procedures, industry regulations, and other changes impacting Knock and the broader industry
• Continuously learn and grow while supporting the development of others; serve as a mentor and resource both within and beyond your team
• Take on ad-hoc projects as they arise and proactively support the team wherever help is needed
Requirements:
• Successful experience working as a Senior Mortgage Loan Processor or Junior Underwriter, with a solid understanding of underwriting processes and lending systems
• Strong analytical thinking and decision-making skills, with the ability to interpret and apply lending guidelines effectively
• Excellent organizational skills to manage many competing priorities and meet deadlines in a fast-paced startup environment
• Exceptional written and verbal communication skills; a natural over-communicator
• Proven efficiency and success in managing multiple tasks simultaneously
• Quick learner with an innate ability to adopt new technologies and enhance personal skills quickly through self-learning, research, and asking the right questions
• A passion for real estate disruption and an excitement to make a meaningful impact in people’s lives
• Ability to thrive in a dynamic, fast-changing growth environment and confidently share new ideas
• Strong knowledge of various loan products, credit reports, and debt-to-income ratios
• Demonstrated success working 100% remotely and collaborating with a distributed national team
• High school diploma or equivalent experience
• Minimum of 3 years of relevant industry experience
• Belief in creating diverse, equitable, and inclusive practices and programs that will further Knock’s commitment to making an impact, learning, putting people first, being open, and courageous
Benefits:
• Top tier medical, dental, & vision benefits for full time employees starting on the first day of employment
• Flexible Paid Time Off for full time employees
• Paid parental leave for all full time employees: - 12 weeks paid parental leave for the birthing parent - 6 weeks paid parental leave for the non-birthing parent
• One thousand annually for professional development
• Life, AD&D and Disability insurance for full time employees
• 401K (noncontributory by Knock) for all employees
• $75 monthly allowance for health & wellness
• Up to $400 monthly for a co-working space for eligible employees
• $100 monthly allowance for home internet, mobile phone or other communication devices
• $2,500 referral bonus for eligible employees