Data Engineer INDIVIDUAL CONTRIBUTOR
Mortgage Cadence Platform (MCP/LOS) | Role Profile | Draft for Recruiting
Bottom line: The Data Engineer operates within the framework established by the Lead — designing, building, and maintaining robust data pipelines and transformation logic that power analytics, compliance, and operational reporting across the Mortgage Cadence Platform. The role is execution-focused with increasing ownership of end-to-end data workflows as familiarity with the platform grows. Strong SQL, ETL, and data quality skills are required; the ability to build reports and leverage semantic models is secondary to data engineering excellence.
CORE RESPONSIBILITIES
DATA PIPELINE DEVELOPMENT
Design and build extraction, transformation, and loading (ETL) pipelines using Microsoft Fabric (Dataflow Gen2, Notebooks, or equivalent tools)
Write optimized SQL queries and transformations for data ingestion from designated source systems
Apply data quality rules and validation logic at each pipeline stage
Implement incremental loads and manage refresh schedules for performance
Escalate to Lead for architectural decisions or complex transformation patterns
DATA QUALITY & VALIDATION
Define and implement data quality checks at ingestion, transformation, and output stages
Perform ongoing data validation to ensure pipeline outputs align with business logic and source system expectations
Identify, document, and escalate data quality issues with root cause analysis
Maintain data quality dashboards and SLA monitoring
Support UAT for new data sources or transformation logic
TRANSFORMATION & MODELING
Build and maintain data transformations using Power Query, SQL, or Python as appropriate
Develop dimensional models and define aggregation logic aligned with analytics requirements
Optimize data structures for performance and maintainability
Document transformation logic, lineage, and assumptions per team standards
Collaborate with Lead to define semantic models and calculated metrics
OPERATIONAL SUPPORT
Troubleshoot pipeline failures and performance issues; coordinate resolution with IT/Engineering
Respond to data discrepancy reports from business users and analysts
Maintain documentation of data sources, data dictionaries, and transformation specifications
Support capacity planning and optimization of Fabric environments and pipelines
REQUIRED SKILLS
Technical
Advanced SQL — query optimization, window functions, performance tuning, debugging complex transformations
Proficient with Microsoft Fabric — (Dataflow Gen2, Notebooks, Lakehouse) OR equivalent ETL tools (Python, dbt, Talend, Informatica)
Strong understanding of relational database design and dimensional modeling
Power Query / M — complex data shaping, merging, error handling, and transformation logic
Python or similar scripting language — data manipulation, pipeline automation
Git/version control basics — able to collaborate on code and track changes
Data quality and testing frameworks — unit tests, assertions, validation rules
Functional
Ability to interpret business requirements and design efficient data solutions
Data governance mindset — understands data lineage, documentation, and quality standards
Proactive about identifying edge cases and potential data issues
Mortgage/lending domain familiarity preferred; willingness to learn domain required
Works effectively within defined standards and escalates architectural questions to Lead
Able to balance speed with quality; advocates for technical excellence
COMMUNICATION REQUIREMENTS BY STAKEHOLDER
Stakeholder
Interaction Context
Communication Requirements
Analytics / BI Team
Data pipeline requirements, data quality issues, model design collaboration
Translate analytical requirements into robust data solutions
Communicate data lineage and transformation logic clearly
Document assumptions and limitations of data sources and transforms
Set realistic timelines for new pipelines or data source onboarding
Data Lead
Daily collaboration, code/design review, escalation of technical blockers
Provide detailed status updates on assigned pipelines; flag performance or quality concerns early
Document design decisions and trade-offs for Lead review — escalate architecture questions rather than assume
Demonstrate commitment to code quality and maintainability; accept technical feedback constructively
IT / Engineering
Data access provisioning, source system clarifications, infrastructure support
Communicate data requirements precisely — schema details, volume expectations, refresh frequency
Escalate data access or infrastructure needs through Lead; provide business context
Provide detailed defect reports with query examples and expected vs. actual results
Business / Operations
Data quality escalations, new data source requests
Explain data quality issues and timelines in business terms; avoid over-technical language
Ask clarifying questions about data requirements and business logic expectations
Set expectations transparently; communicate delays or blockers early through Lead
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